The Problem and The Promise
Stop guessing. Start scaling.
Our battle-tested executives build the payment architecture that accelerates your growth and maximizes your valuation.
We transform complex payment operations, compliance, and product strategy into a scalable, bank-grade revenue engine.
Proof Points
Our team has been forged by through leadership positions at financial services leaders - Bank of America, Wells Fargo, USAA, and TIAA - Fintech A/P leader - AvidXChange, and Innovators - eBay and Tesla.
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20+ Years Average Fintech Executive Experience
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$80B+ in Payments Volume
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Multiple 0-1 business builds
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$600MM revenue digital lending business
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$350MM in revenue for a Fintech Leader in Accounts Payable
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COO/CLO for Bank Startup going 0 to $4B in assets,
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$250MM+ in transformational efficiency delivered.
The Critical Inflection Point: Transforming Risk into Revenue
1. Stop Operational Chaos. Start Maximizing Profitability.
The Pain: Your payment infrastructure is brittle and patched together, leading to massive operational chaos, high OpEx, and frequent, costly reconciliation failures that stress your finance team.
The ExpandUp Solution: We implement operational rigor and bank-grade processes. We design the data models and automated reconciliation workflows necessary to achieve reliability and scale.
The Outcome: Maximized Profitability. We help you turn payments from a chaotic cost center into a resilient, optimized revenue yield engine.
2. De-Risk Your Launch. Accelerate Your Growth.
The Pain: Product launches are slow, compliance frameworks are uncertain, and critical partner integrations become complex bottlenecks—all leading to significant Go-to-Market (GTM) risk.
The ExpandUp Solution: We deploy our executive-level CPOs and COOs on a fractional, on-demand basis. They immediately establish the right architecture, de-risk compliance, and drive execution timelines.
The Outcome: Accelerated Growth. Cut time-to-market by up to 50% and launch with a foundational architecture that ensures optimal product-market fit and compliance readiness.
3. Eliminate Valuation Discounts. Increase Enterprise Value.
The Pain: Investors and acquisition teams view your complex payment processing as a confusing, high-risk liability rather than a predictable revenue stream, leading to a significant valuation discount.
The ExpandUp Solution: We implement a strategy-to-valuation approach. We structure your payments business model and reporting to convert volatile transactional revenue into sticky, recurring enterprise value.
The Outcome: Higher Valuation. Secure better multiples for your next funding round by demonstrating full operational control, regulatory maturity, and a clear path to scalable financial returns.
Our Services
ExpandUp Consulting helps B2B fintechs and SaaS platforms scale payments, automate operations, and unlock new revenue. Learn how our Payments Product Strategy Consulting or AI Payments & Intelligent Automation services accelerate growth.
Payments Product Strategy Consulting
Build, optimize, and scale payment products that drive platform revenue and enterprise value.
Monetization Platform Strategy Consulting
Design and implement monetization frameworks and pricing strategies tied directly to payment flows and recurring revenue growth.
AP Automation + B2B Payments Advisory
Transform accounts payable operations and unlock cash flow efficiency through modern B2B payments automation.
AI Payments & Intelligent Automation
Transform payments operations with AI-powered workflow automation, reconciliation, and routing intelligence to reduce cost, improve accuracy, and unlock new revenue opportunities.
Banking-as-a-Service (BaaS) Implementation Advisory
Evaluate, select, and implement BaaS partners to launch embedded financial products faster and more compliantly.
Fractional and Interim Leadership
Provide experienced fractional leadership for product and operations to accelerate strategy execution, GTM alignment, and operational efficiency without full-time executive cost.
About ExpandUp Consulting
ExpandUp Consulting helps B2B fintechs and SaaS platforms scale payments, automate operations, and unlock new revenue. Learn how our Payments Product Strategy Consulting or AI Payments & Intelligent Automation services accelerate growth.
In today's economy, your Payments Strategy is the core engine for revenue growth, operational efficiency, and risk mitigation. We don't just optimize payments; we elevate them to a strategic asset. Our expertise lies in transforming how money moves into, out of, and across your organization. Whether you're a high-growth company, a bank, or a FinTech firm, our deep domain knowledge and ability to tap into our extensive network delivers measurable results in building, launching, and optimizing payments platforms and products.
Our Three Pillars of Success -
Why Choose ExpandUp Consulting
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Deep expertise in B2B fintech, SaaS platforms, payment infrastructure, banking, and lending.
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Proven frameworks for payments product strategy, AP automation, and AI-driven workflows.
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Fractional leadership for product and operations to accelerate execution.
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Measurable impact on revenue, efficiency, and operational scalability.
The Credibility Difference: Why Our Leadership is Different - We Solve Problems Because We've Built the Solutions.
The Typical Consultant:
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Focuses solely on theoretical frameworks and generalized consulting reports.
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Has managed projects, but has never owned a full business unit P&L (Profit and Loss).
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Advises on technology selection based primarily on vendor brochures and generalized market analysis.
The ExpandUp Consulting Executive:
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Leads the implementation, providing hands-on integration, and directly manages high-stakes vendor negotiations.
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Has owned the $150M+ payments P&L, managed critical compliance reports, and presented to the board.
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Has personally built, migrated, and decommissioned the core processors and BaaS platforms you are currently evaluating.
Our Services
Have us help you solidify a strategy, complete an end to end review, or help design your product
Put us in the most important places when you need our expertise to help you go faster and further.
Go faster and further on your product, business strategy, innovation effort, or GTM plan.
Let's define a product outcome and the path to get there together.