Payments Product Strategy Consulting
ExpandUp Consulting helps B2B fintechs, SaaS platforms, and payment product teams accelerate go-to-market, optimize money movement flows, and unlock new revenue streams through scalable payments product strategy. Our team combines deep expertise in payment infrastructure, compliance, and monetization to translate complex challenges into actionable roadmaps. The result: faster product launches, higher authorization success, and measurable growth in payment revenue.
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Credibility and Trust
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Deep expertise in payments infrastructure, compliance, and monetization
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Designed and launched revenue-generating payment platforms for SaaS and fintech
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Designed and launched multiple payment systems
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0 to 1 for a startup bank and a payments business
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Experience with ACH, RTP, FedNow, card issuing, and supplier payment processing
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Expert in payment stack architecture, pricing, and regulatory risk
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Problems We Solve
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Lack of a clear payments strategy aligned with product roadmap
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Difficulty selecting the right banking or processor stack
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Unoptimized monetization models for payment flows
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Inefficient GTM or slow product launch timelines
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Limited visibility into payment revenue opportunities
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Slow product discovery and build
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Need executive expertise to execute the strategy? See our Fractional Services.
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Our 4-Step Process
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Map current + future state money movement architecture
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Monetization modeling + margin analysis
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Partner evaluation & stack selection playbook
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Roadmap sequencing aligned to growth and operational efficiency
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Example Results
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Enabled B2B SaaS to convert payment operations from cost center → revenue stream in 2 quarters
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Optimized stack and routing strategy → improved blended margin by 38%
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Built monetization model for sub-$10M ARR platform → unlocked new pricing expansion
Frequently asked questions
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